The difference between a conventional superannuation and a self-managed super fund (SMSF)

1 October

Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]

7 things retirees wish they had considered in their 40s and 50s

17 September

Retirement often feels a long way off when you are in your 40s and even your early 50s. Life is busy, mortgages are still being paid, children may still be at home, careers are demanding, and there always seems to be another financial priority...[Read More]

‘Doing what we want’: Labor stands by housing tax moves

17 September

Changes to property tax breaks in the federal budget are working, the housing minister says, as data shows most home vendors are still making massive profits despite a downturn. Clare O’Neil brushed off figures from the Housing Industry...[Read More]

Superannuation: 7 reasons you should care more about your future wealth

10 September

Superannuation can be easy to overlook. For many Australians, it simply appears as another line on a payslip — money being set aside for a future that may still feel a long way away.   But over time, superannuation has the potential to become one...[Read More]

Home owners told to ‘take a deep breath’ on tax reforms

25 June

Plunging auction clearance rates are not cause for concern, top government ministers are insisting, with one urging anxious home owners to “take a deep breath”. An overhaul of negative gearing and capital gains tax is expected to pass federal...[Read More]

The key question is not simply, “Can I manage my own super?” It is, “Should I?”

21 May

A Self Managed Super Fund can be a powerful retirement planning structure, but it should never be viewed as a status symbol or a shortcut to better returns. The real decision is not just whether you are capable of setting one up. It is whether an...[Read More]

Self managed super funds: Understanding the basics

14 May

A Self Managed Super Fund, often called an SMSF, can be an attractive option for people who want more control over how their retirement savings are managed. But while the idea of “managing your own super” may sound empowering, it also comes with...[Read More]

‘Don’t panic’: cash isn’t king when it comes to super

16 April

Ups and downs are a part of life and especially when it comes to your superannuation pool. The past month has seen heightened volatility in financial markets, where much of Australians’ super is invested. Some have seen their funds drop thousands...[Read More]

The power of superannuation, compounding, and staying the course

9 April

Superannuation is one of the most powerful long-term wealth-building tools available to Australians. Yet, despite its importance, it’s often misunderstood—particularly during periods of market volatility when balances fluctuate and confidence...[Read More]

Super tax changes a ‘down payment’ for greater reform

11 March

Wealthy superannuants will pay more tax on balances over $3 million after the Greens rolled over on demands to beef up the contentious new laws. The government is expected to get the long-promised tax changes passed through parliament by the end of...[Read More]

Volatility is normal: Why long-term wealth depends on staying the course

5 March

Turn on the news during any period of global unrest and it can feel like the financial world is unravelling. Markets fall sharply. Headlines scream crisis. Investors begin to question everything. And yet, history tells a very different story. Share...[Read More]